FINANCIAL LOGISTICS

Consider making an appointment to talk with your medical team’s billing office before you start treatment to get your financial questions answered. Questions to ask: • Will my insurance cover my treatment and/or surgeries? • Does my health insurance company need to approve the treatment plan before I begin treatment? • How much will my out-of-pocket cost be? • What if I can’t afford the out-of-pocket cost? • Are my medications on my health insurance plan’s preferred drug list? • What is my prescription co-pay for each medication? • Will I be billed separately for laboratory tests, such as blood tests? Are they covered under my health insurance? • Do you offer any payment plans or know of other financial resources? • Can someone help me apply for medicine directly from manufacturers if I can’t afford medicine? Get organized: To reduce your stress, have someone help organize your financial information and make sure a family member or trusted friend has access to this information if needed. List financial assistance you receive along with contact information. Make a list of your monthly bills and note: • How each bill is paid (online or by mail) and the credit card number and/or debit card and PIN number used for payment • Each bill’s due date • Contact information of the billing person of each bill • The last four digits of your Social Security number and your birthdate, as these are often required when you contact billing departments